ONLINE PRIVACY NOTICE
Effective Date August 15, 2022
Liberty Bank, N.A. ("we", “our”, “us”) respects your desire for privacy and is committed to maintaining the confidentiality of your personal financial information. This document outlines our online privacy policy (“Notice”) for consumer visitors to our web site (“Site”). If you are a consumer who has a continuing relationship with us, please see our Privacy Notice for additional details about our treatment of your personal information. By using our Site, you consent to this Notice, including your consent to our use and disclosure of the information in the manner described in this Notice.
Visitors to Our Web Site. Visitors to our web site remain anonymous unless they register for a service or otherwise elect to disclose their identity to us.
Our Collection of Information About You. We may collect nonpublic personal information about you in order to understand your needs, administer our business, process transactions, and provide you with products and services. The nonpublic personal information that we receive and collect is provided by you when you send us a message or fill out a form from our Site. The personal information that you provide to us may include information such as your name, address, email, telephone number, social security number, birth date, and account number. Liberty Bank, N.A. and third-party vendors of ours do not collect personal information relating to your online activities over time and across different websites.
Our Disclosure of That Information.
This information we collect from you allows us to offer you online services that can help you with your financial needs. Your information is also shared with third parties such as a Bill Payment service provider in order to provide such service to you. In addition, the information may also be used to better service your requests and/or inquires, monitor Site traffic and usage, improve your experience of our Site, protect against fraud or identity theft, or perform analysis on usage patterns.
In addition, the information we collect from you allows us to:
- Recognize you when you return to our Site in order to enhance your Site experience
- Process transactions
- Respond to your requests
"Do Not Track" Settings. Your Internet browser may contain tools to request that web sites not track your online activities. Industry standards for this technology are evolving and we currently do not respond to or take any action with respect to the "do not track" settings in your Internet browser.
Maintaining Accurate Information. We have procedures in place that help us to maintain the accuracy of the personally identifiable information that we collect. Please contact our customer service center at 800.735.2465, if you believe that our information about you is incomplete, out-of-date, or incorrect. If you are an online banking customer of ours, visit our website at libertybk.com to review your information and send us a message to correct information about yourself, such as a change in your name, address, or email address.
Information Security. We restrict access to nonpublic personal information about you to those employees who have a need to know such information (e.g., to process your transactions or provide services to you). We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Links to Other Web Sites. Our web site may feature links to third party web sites that offer goods, services or information. Some of these sites may appear as windows-within-windows at this site. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information. Third party sites may collect and use information about you in a way that is different from this policy.
Minors. We feel strongly about protecting the privacy of children and teenagers. As such, we do not knowingly collect personally identifiable information from minors through our web site.
Changes to this Policy. Liberty Bank N.A.’s Online Privacy Notice may be modified from time to time. The effective date of this notice is available at the top of this notice. Check the effective date of the notice allows you to determine whether there have been changes since the last time you reviewed the notice. Your use of the Site following changes to this notice means that you accept the revised Notice.
Questions. If you have any questions regarding this Consumer Online Privacy Policy, you can call us at 800.735.2465